Cyber Liability
Responds to data breaches, ransomware and system outages, including the costs to recover and notify.
What it covers
Breach response, forensics and notification
Ransomware and cyber extortion
Business interruption from a network event
Liability and regulatory defense
Who needs it
Any business that stores customer data, takes payments or relies on its systems to operate.
How TriStone handles it
We review your current program, market it to the right carriers and walk you through the options: what it covers, why, and what it costs.
The coverage picture
Where Cyber Liability fits in your program.
Liability tower
Sits over
Covered
Breach response, forensics and notification
Ransomware and cyber extortion
Business interruption from a network event
Liability and regulatory defense
Common add-ons
Social engineering and funds transfer fraud
Dependent business interruption
Bricking (hardware replacement)
Regulatory fines where insurable
Not covered here
Physical property damage (see Property)
Prior known incidents
Infrastructure outages beyond your vendors
Betterment of systems after a breach
These summaries are general and for illustration only. Coverage, limits, exclusions and availability vary by carrier, policy form and state, and all coverage is subject to underwriting approval. The terms of your issued policy always govern.
Often paired with
Management Liability
Protects directors, officers and the company from claims about how the business is run and how people are treated.
Professional Liability (E&O)
Covers claims that your advice, services or work product caused a client financial harm.
Commercial Property
Protects the buildings, equipment, inventory and improvements your business depends on.
Review your Cyber Liability program with the team.
Request a coverage review