Professional Liability (E&O)
Covers claims that your advice, services or work product caused a client financial harm.
What it covers
Errors, omissions and negligence claims
Missed deadlines or failure to deliver
Legal defense, even for groundless claims
Contract-required limits
Who needs it
Consultants, technology firms, design and engineering firms, and other service providers.
How TriStone handles it
We review your current program, market it to the right carriers and walk you through the options: what it covers, why, and what it costs.
The coverage picture
Where Professional Liability (E&O) fits in your program.
Liability tower
Sits over
Covered
Errors, omissions and negligence claims
Missed deadlines or failure to deliver
Legal defense, even for groundless claims
Contract-required limits
Common add-ons
Prior acts coverage
Contractual liability
Media and IP liability
Extended reporting period
Not covered here
Bodily injury (see General Liability)
Data breach costs (see Cyber)
Known claims before the policy began
Guarantees of results
These summaries are general and for illustration only. Coverage, limits, exclusions and availability vary by carrier, policy form and state, and all coverage is subject to underwriting approval. The terms of your issued policy always govern.
Often paired with
Cyber Liability
Responds to data breaches, ransomware and system outages, including the costs to recover and notify.
General Liability
Covers claims that your operations caused bodily injury or property damage to others.
Management Liability
Protects directors, officers and the company from claims about how the business is run and how people are treated.
Review your Professional Liability (E&O) program with the team.
Request a coverage review