Management Liability
Protects directors, officers and the company from claims about how the business is run and how people are treated.
What it covers
Directors & officers (D&O)
Employment practices liability (EPL)
Fiduciary liability for benefit plans
Crime and employee theft
Who needs it
Companies with a board, investors, employees or a benefit plan.
How TriStone handles it
We review your current program, market it to the right carriers and walk you through the options: what it covers, why, and what it costs.
The coverage picture
Where Management Liability fits in your program.
Liability tower
Sits over
Covered
Directors & officers (D&O)
Employment practices liability (EPL)
Fiduciary liability for benefit plans
Crime and employee theft
Common add-ons
Side A excess for directors
Third-party EPL
Wage and hour defense costs
Social engineering under crime
Not covered here
Bodily injury and property damage (see General Liability)
Professional services errors (see E&O)
Prior and pending litigation
Fraud once proven
These summaries are general and for illustration only. Coverage, limits, exclusions and availability vary by carrier, policy form and state, and all coverage is subject to underwriting approval. The terms of your issued policy always govern.
Often paired with
Cyber Liability
Responds to data breaches, ransomware and system outages, including the costs to recover and notify.
Professional Liability (E&O)
Covers claims that your advice, services or work product caused a client financial harm.
Workers' Compensation
Pays medical costs and lost wages when employees are hurt on the job, and protects the business from related suits.
Review your Management Liability program with the team.
Request a coverage review