Garagekeepers & On‑Hook
Covers customer vehicles in your care at your shop or lot, and vehicles while you are towing them.
What it covers
Customer vehicles in your care, custody or control at your location
Vehicles while being towed or hauled, on the hook or on the bed
Fire, theft and vandalism at your shop or storage lot
Collision damage to customer vehicles while your team moves them on your lot
Who needs it
Tow operators, repair and service shops, body shops, and anyone storing or moving vehicles they don't own.
How TriStone handles it
We review your current program, market it to the right carriers and walk you through the options: what it covers, why, and what it costs.
The coverage picture
Where Garagekeepers & On‑Hook fits in your program.
Liability tower
Sits over
Covered
Customer vehicles in your care, custody or control at your location
Vehicles while being towed or hauled, on the hook or on the bed
Fire, theft and vandalism at your shop or storage lot
Collision damage to customer vehicles while your team moves them on your lot
Common add-ons
Direct excess or direct primary options, not just legal liability
Storage and impound lot
Higher limits for high-value or specialty vehicles
Customer vehicles at a second storage location
Not covered here
Injury or damage you cause on the road (see Commercial Auto & Fleet)
Your own vehicles (see Commercial Auto & Fleet)
Your own tools and equipment (see Inland Marine & Equipment)
The cost to redo faulty repairs or workmanship
Employee injuries (see Workers' Comp)
These summaries are general and for illustration only. Coverage, limits, exclusions and availability vary by carrier, policy form and state, and all coverage is subject to underwriting approval. The terms of your issued policy always govern.
Often paired with
Commercial Auto & Fleet
Covers vehicles your business owns, leases or uses, and the people who drive them.
Inland Marine & Equipment
Covers equipment, tools and property that moves between locations or sits on a jobsite.
General Liability
Covers claims that your operations caused bodily injury or property damage to others.
Review your Garagekeepers & On‑Hook program with the team.
Request a coverage review